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If you are thinking about buying a new build home congratulations! There has never been a better to buy in the last decade. Coders are offering some fantastic incentives to buyers right now and you can discover all of the details on the WhatHouse? website. It is the only web site you need to visit to stay abreast of all the property news in the united kingdom, find hundreds of new build houses and developments and get expert advice about purchasing, selling and house loans.

The new build houses market has suffered a challenging few years. This has mainly been due to the lack of house loan availability and the ongoing weakness of the financial system. Fortunately things are starting to look up and recently the number of people buying new houses has risen significantly.

If you are searching for new houses in the UK visit the WhatHouse? web site. Then all you have to do is key in a few simple details:

1. Where you are or the area you are looking at

2. The region around that place you would like to search

3. No. of bedrooms

4. Price rangeAfter you have entered in these few simple details you’ll be given a list of new build houses that fulfill your criteria. All homes have a comprehensive description and photographs and information about deals and incentives to move in. You may then contact the developer to request more details. Another option lets you sign up for e-mail alerts from all of the developers in your area.

WhatHouse have been providing people in the united kingdom with expert property advice for over a century. Look for new homes Cardiff and new homes Birmingham at the WhatHouse website.

Forecasting which way the UK property market is going is not easy. Over the last couple of years we have seen a number of false dawns and claims of recovery that never materialised. However now there are signs the market has reached its lowest level and may be on the way up once more. Many parts of the country have seen small increases in value this year and the pattern looks set to carry on into next year as well. So is now a good time to buy or should you wait a little longer? While there have been some increases prices are still less than they were at the same time a year ago. Forecasts for 2011 and 2012 vary considerably according to where they come from. However many experts are of the opinion that the market will stay flat or see small price rises. So if you’re a first time buyer now is a good time for you to start looking. The cost of housing is not likely to fall and while any rises might be small they’ll only add to the cost of buying a home. If you are thinking about purchasing your first home or flat here are some tips: Mortgage and Other Expenses The demand for big deposits by most lenders is among the main reasons for the lack of activity in the market. With relatively few new buyers going into the market the number of houses sold reached a record low in 2010. However while 10% home loan deals are still the norm there are signs that loan providers are reducing their restrictions on lending slightly. There are now far more 95% mortgage loan deals available with competitive rates of interest. When you are saving for your first home the deposit is just one of the numerous costs you will have to think about. You must also save for stamp duty, solicitor’s and surveyor’s fees and moving costs. Buying furniture and home appliances for the home are other expenses to think about. Finally you will need to plan for bills that will be much larger than in shared accommodation or if you’ve been living with parents. New or Used Home? With the housing market still flat developers are eager to sell new build houses. You’ll find some terrific deals and incentives that can help you save as much as 10% of the selling price. A new house will also be built to much better standards and have a 10 year warranty. While a used home may be cheaper to buy it will be more expensive to run and look after. Shared Ownership The popularity of shared ownership plans has grown substantially in recent times. They allow people to buy a share in a house that they normally would not be able to afford. A mortgage is paid on the portion of the property you own and rent to a housing association that is the owner of the other share. It is possible to increase the share of the home you own with time so that eventually you are able to own 100% of it. Another option is purchasing with a friend or group of friends. While this can seem like a good idea it can be fraught with stumbling blocks for the unwary. Make sure that you make use of a solicitor to draw up legally binding agreements.

Find the biggest choice of new houses at WhatHouse?